SBI Pulse
The SBI Pulse credit card caters to a health-conscious lifestyle with gym memberships, NetMeds benefits, and bonus rewards on health and entertainment spending.
SBI Pulse
Intro Offer
Noise ColorFit Pulse 2 Max Smartwatch, 1-year FITPASS PRO membership, 1-year Netmeds First membership
Annual Fees
₹1499
Joining Fees
₹1499
Reward Rate
2.00 - 10.00 %
RewardMatrix Rating
3.8
Card Overview
Intro Offers
Noise ColorFit Pulse 2 Max Smartwatch
Condition: Upon payment of joining fee and card activation.
1-year FITPASS PRO membership
Condition: Upon payment of joining fee and card activation.
1-year Netmeds First membership
Condition: Upon payment of joining fee and card activation.
Fees
₹1.5K
Waived off after spending ₹2L
₹1.5K
3.5%
Eligibility
- #1
Income
Minimum annual income of Rs. 2 Lakhs.
- #2
Age
Between 21 and 60 years old.
- #3
Residency
Indian resident.
Reward Points
Total spend in accelerated categories (pharmacy, dining, movies, and sports) in a month
10.00 Reward Points for every ₹100 spent
Total regular spend in a month
2.00 Reward Points for every ₹100 spent
Examples:
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Spend Rs. 10,000 on regular purchases and earn 200 Reward Points.
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Spend Rs. 5,000 at a pharmacy and earn 500 Reward Points.
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Spend Rs. 10,000 on dining and Rs. 5,000 on movies, earning a total of 1,500 Reward Points.
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Spend Rs. 75,000 on accelerated categories and earn the maximum capped amount of 7,500 Reward Points.
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Spend Rs. 80,000 on accelerated categories (Rs. 75,000 + Rs. 5,000 exceeding the cap). Earn 7,500 (capped) + 100 (2 points per Rs. 100 on the exceeding Rs. 5,000) = 7,600 Reward Points.
Exclusions:
Balance Transfers
Balance Transfer on EMIs
Cash Advances (Domestic)
Finance Charges
Disputed Transactions
Encash
ATM Withdrawals
Dial a Draft
Fuel Purchases
E-wallet Loading
Flexipay Transactions
Merchant EMIs
Rent Payments
Government Related Transactions
Digital Gaming Platform Spends
Milestones
Netmeds e-gift voucher
Spend Rs. 4,00,000 or more in a year and receive a Netmeds e-gift voucher worth Rs. 1,500.
Redemptions
No redemption options available for this card.
Rewards Calculator
Total regular spend in a month (₹)
2.00% rewards
Total spend in accelerated categories (pharmacy, dining, movies, and sports) in a month (₹)
10.00% rewards
OR
Lounge Access
8 complimentary domestic lounge visits per year (2 per quarter).
Condition: Visit limits apply.
Discounts
1% fuel surcharge waiver
- Transactions between Rs. 500 and Rs. 4,000.
- Maximum waiver of Rs. 250 per statement cycle.
Insurance Coverage
fraud liability
air accident
Other Features
EMI Conversion
Flexipay allows conversion of transactions above Rs. 2,500 into EMIs.
Fraud Protection
Fraud liability cover up to Rs. 1 lakh.
Pros & Cons
Health and Wellness Benefits
Complimentary FITPASS PRO and Netmeds First memberships.
Bonus Rewards
Earn accelerated reward points on dining, movies, pharmacy, and sports spends.
Welcome Gift
Receive a Noise ColorFit Pulse 2 Max Smartwatch upon card activation.
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Annual Fee
Rs. 1,499 annual fee may not be justifiable for all users.
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Limited Lounge Access
Only 8 complimentary domestic lounge visits per year (2 per quarter).
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Low Reward Rate on Other Spends
Only 2 reward points per Rs. 100 spent on non-bonus categories.
Who should get this card
This card is ideal for individuals who prioritize health and wellness, frequently spend on dining and entertainment, and can utilize the complimentary gym and pharmacy memberships.
