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RewardMatrix

Axis Atlas

The Axis Atlas credit card is a premium travel card that earns EDGE Miles, redeemable for flights and hotels. It offers tiered benefits based on annual spending.

axis-atlas

Axis Atlas

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Intro Offer

2,500 EDGE Miles

Annual Fees

5000

Joining Fees

5000

Reward Rate

2.00 - 5.00 %

RewardMatrix Rating

4.0

Card Overview

The Axis Atlas credit card stands out for its unique approach to travel rewards. Unlike co-branded airline cards, it offers EDGE Miles, a flexible reward currency redeemable across a wide range of airline and hotel partners. This makes it ideal for travelers who don't want to be tied to a specific brand. The card's tiered benefit system adds another layer of value. As your annual spending increases, you unlock higher reward multipliers, more lounge access, and bonus EDGE Miles. This incentivizes cardholders to consolidate their spending and maximize their returns. While the card's devaluation in April 2024 introduced some restrictions, it remains a competitive option in the travel card segment. The ability to redeem EDGE Miles at a 1:1 value on the Travel Edge portal, combined with the potential for high reward rates through partner transfers, makes it a compelling choice for frequent travelers.

Intro Offers

#1

2,500 EDGE Miles

Condition: 1 transaction within 37 days of card issuance (for cards sourced from April 20, 2024 onwards).

Fees

Annual Fee

5K

Joining Fee

5K

Forex Fee

3.5%

Eligibility

  • #1

    Income

    Salaried: ₹9 Lakhs and above Self-Employed: ₹12 Lakhs and above

  • #2

    Credit Score

    Decent credit score (750 or above)

  • #3

    Age

    18 to 70 years

Reward Points

5%

Total eligible accelerated spends (Travel Edge/Airlines/Hotels) in a month

5.00 EDGE Miles for every ₹100 spent

2%

Total eligible regular spends in a month

2.00 EDGE Miles for every ₹100 spent

Examples:

  • Spending ₹50,000 on regular purchases earns 1,000 EDGE Miles.

  • Spending ₹1,50,000 on travel earns 7,500 EDGE Miles.

  • Spending ₹3,00,000 on travel earns 10,000 EDGE Miles (due to the monthly cap) + milestone bonus of 2,500 EDGE Miles.

  • Spending ₹40,000 on regular purchases and ₹1,50,000 on travel earns 800 + 7,500 = 8,300 EDGE Miles.

  • Reaching the Platinum tier earns a total of 10,000 milestone bonus EDGE Miles (2,500 + 2,500 + 5,000).

Exclusions:

Gold/ Jewellery

Rent

Wallet

Government Institutions

Insurance

Fuel

Utilities

Milestones

Milestone #1

2,500 Bonus EDGE Miles

Spend ₹3,00,000 in a card membership year

Milestone #2

Additional 2,500 Bonus EDGE Miles

Spend ₹7,50,000 in a card membership year

Milestone #3

Additional 5,000 Bonus EDGE Miles

Spend ₹15,00,000 in a card membership year

Redemptions

AIRLINE PARTNERS

List of conversion options of airline partners.
Airline PartnerConversion RateMultiplier
Air Canada1 EDGE Mile = 2 Partner Milesx2
Ethiopian Airlines1 EDGE Mile = 2 Partner Milesx2
Etihad Airways1 EDGE Mile = 2 Partner Milesx2
Japan Airlines1 EDGE Mile = 2 Partner Milesx2
Qatar Airways1 EDGE Mile = 2 Partner Milesx2
Singapore Airlines1 EDGE Mile = 2 Partner Milesx2
Turkish Airlines1 EDGE Mile = 2 Partner Milesx2
Thai Airways1 EDGE Mile = 2 Partner Milesx2
United Airlines1 EDGE Mile = 2 Partner Milesx2
Air France-KLM1 EDGE Mile = 2 Partner Milesx2
Air India1 EDGE Mile = 2 Partner Milesx2
AirAsia1 EDGE Mile = 2 Partner Milesx2
Vistara1 EDGE Mile = 2 Partner Milesx2
SpiceJet1 EDGE Mile = 2 Partner Milesx2

HOTEL PARTNERS

List of conversion options of hotel partners.
Hotel PartnerConversion RateMultiplier
Accor Hotels1 EDGE Mile = 2 Partner Pointsx2
Marriott International2 EDGE Miles = 1 Partner Pointx0.5
Wyndham Hotels1 EDGE Mile = 2 Partner Pointsx2
ITC Hotels1 EDGE Mile = 2 Partner Pointsx2
IHG Hotels & Resorts1 EDGE Mile = 2 Partner Pointsx2

Rewards Calculator

ON MONTHLY SPEND
Reset
1.9LYour monthly expenditure

Total eligible regular spends in a month (₹)

2.00% rewards

Total eligible accelerated spends (Travel Edge/Airlines/Hotels) in a month (₹)

5.00% rewards

REWARD POINTS EARNED
0 EDGE Miles earned per year
POINT REDEMPTION OPTIONS
0 Airline miles

OR

0 Hotel points

Lounge Access

Domestic

Complimentary domestic lounge access.

Condition: Silver Tier benefit.

International

Complimentary international lounge access.

Condition: Silver Tier benefit.

Discounts

Dining

Up to 25% off (up to ₹800) at partner restaurants via EazyDiner.

Conditions:
  • Minimum order value of ₹2000.
  • Valid twice per month.
Fuel

1% fuel surcharge waiver.

Conditions:
  • Transactions between ₹400 and ₹4000.
  • Capped at ₹400 per month.
Movie
No Movie discounts on this card

Insurance Coverage

No insurance coverage available on this card.

Other Features

No other features available on this card.

Pros & Cons

PROS
  • Airline Agnostic

    Earn and redeem miles across a wide range of airline and hotel partners.

  • Tiered Benefits

    Unlock higher rewards and perks as your spending increases.

  • Flexible Redemptions

    Redeem miles for flights, hotels, or transfer to partner programs.

CONS
  • Devaluation

    Reward earn rates and benefits were reduced in April 2024.

  • Capping on Rewards

    Monthly and annual caps on accelerated reward earnings and partner transfers.

  • High Forex Markup

    3.5% forex markup fee on international transactions.

Who should get this card

quote icon

The Axis Atlas card is best suited for frequent travelers who value flexibility in their reward redemptions and are comfortable with a tiered benefit structure. It's ideal for those who prefer to choose airlines and hotels based on price and value rather than brand loyalty.

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