Axis Atlas
The Axis Atlas credit card is a premium travel card that earns EDGE Miles, redeemable for flights and hotels. It offers tiered benefits based on annual spending.

Axis Atlas
Intro Offer
2,500 EDGE Miles
Annual Fees
₹5000
Joining Fees
₹5000
Reward Rate
2.00 - 5.00 %
RewardMatrix Rating
4.0
Card Overview
Intro Offers
2,500 EDGE Miles
Condition: 1 transaction within 37 days of card issuance (for cards sourced from April 20, 2024 onwards).
Fees
₹5K
₹5K
3.5%
Eligibility
- #1
Income
Salaried: ₹9 Lakhs and above Self-Employed: ₹12 Lakhs and above
- #2
Credit Score
Decent credit score (750 or above)
- #3
Age
18 to 70 years
Reward Points
Total eligible accelerated spends (Travel Edge/Airlines/Hotels) in a month
5.00 EDGE Miles for every ₹100 spent
Total eligible regular spends in a month
2.00 EDGE Miles for every ₹100 spent
Examples:
-
Spending ₹50,000 on regular purchases earns 1,000 EDGE Miles.
-
Spending ₹1,50,000 on travel earns 7,500 EDGE Miles.
-
Spending ₹3,00,000 on travel earns 10,000 EDGE Miles (due to the monthly cap) + milestone bonus of 2,500 EDGE Miles.
-
Spending ₹40,000 on regular purchases and ₹1,50,000 on travel earns 800 + 7,500 = 8,300 EDGE Miles.
-
Reaching the Platinum tier earns a total of 10,000 milestone bonus EDGE Miles (2,500 + 2,500 + 5,000).
Exclusions:
Gold/ Jewellery
Rent
Wallet
Government Institutions
Insurance
Fuel
Utilities
Milestones
2,500 Bonus EDGE Miles
Spend ₹3,00,000 in a card membership year
Additional 2,500 Bonus EDGE Miles
Spend ₹7,50,000 in a card membership year
Additional 5,000 Bonus EDGE Miles
Spend ₹15,00,000 in a card membership year
Redemptions
AIRLINE PARTNERS
| Airline Partner | Conversion Rate | Multiplier | |
|---|---|---|---|
| Air Canada | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Ethiopian Airlines | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Etihad Airways | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Japan Airlines | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Qatar Airways | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Singapore Airlines | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Turkish Airlines | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Thai Airways | 1 EDGE Mile = 2 Partner Miles | x2 | |
| United Airlines | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Air France-KLM | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Air India | 1 EDGE Mile = 2 Partner Miles | x2 | |
| AirAsia | 1 EDGE Mile = 2 Partner Miles | x2 | |
| Vistara | 1 EDGE Mile = 2 Partner Miles | x2 | |
| SpiceJet | 1 EDGE Mile = 2 Partner Miles | x2 |
HOTEL PARTNERS
| Hotel Partner | Conversion Rate | Multiplier | |
|---|---|---|---|
| Accor Hotels | 1 EDGE Mile = 2 Partner Points | x2 | |
| Marriott International | 2 EDGE Miles = 1 Partner Point | x0.5 | |
| Wyndham Hotels | 1 EDGE Mile = 2 Partner Points | x2 | |
| ITC Hotels | 1 EDGE Mile = 2 Partner Points | x2 | |
| IHG Hotels & Resorts | 1 EDGE Mile = 2 Partner Points | x2 |
Rewards Calculator
Total eligible regular spends in a month (₹)
2.00% rewards
Total eligible accelerated spends (Travel Edge/Airlines/Hotels) in a month (₹)
5.00% rewards
OR
Lounge Access
Complimentary domestic lounge access.
Condition: Silver Tier benefit.
Complimentary international lounge access.
Condition: Silver Tier benefit.
Discounts
Up to 25% off (up to ₹800) at partner restaurants via EazyDiner.
- Minimum order value of ₹2000.
- Valid twice per month.
1% fuel surcharge waiver.
- Transactions between ₹400 and ₹4000.
- Capped at ₹400 per month.
Insurance Coverage
No insurance coverage available on this card.
Other Features
No other features available on this card.
Pros & Cons
Airline Agnostic
Earn and redeem miles across a wide range of airline and hotel partners.
Tiered Benefits
Unlock higher rewards and perks as your spending increases.
Flexible Redemptions
Redeem miles for flights, hotels, or transfer to partner programs.
-
Devaluation
Reward earn rates and benefits were reduced in April 2024.
-
Capping on Rewards
Monthly and annual caps on accelerated reward earnings and partner transfers.
-
High Forex Markup
3.5% forex markup fee on international transactions.
Who should get this card
The Axis Atlas card is best suited for frequent travelers who value flexibility in their reward redemptions and are comfortable with a tiered benefit structure. It's ideal for those who prefer to choose airlines and hotels based on price and value rather than brand loyalty.
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