Marriott Bonvoy HDFC Bank
The Marriott Bonvoy HDFC Bank Credit Card is a hotel co-branded card offering Marriott Bonvoy points, free night awards, and Silver Elite status.
Marriott Bonvoy HDFC Bank
Intro Offer
1 Free Night Award (up to 15,000 points)
Annual Fees
₹3000
Joining Fees
₹3000
Reward Rate
1.33 - 5.33 %
RewardMatrix Rating
4.0
Card Overview
Intro Offers
1 Free Night Award (up to 15,000 points)
Condition: First eligible spend or fee payment, whichever is earlier.
Fees
₹3K
₹3K
3.5%
Eligibility
- #1
Age
21 to 65 years for self-employed, 21 to 60 years for salaried individuals
- #2
Income (Salaried)
Minimum ₹1 Lakh per month
- #3
Income (Self-Employed)
ITR > ₹15 Lakhs per annum
Reward Points
Total spend at Marriott properties in a month
8.00 Marriott Bonvoy Points for every ₹150 spent
Total spend on travel, dining, and entertainment in a month
4.00 Marriott Bonvoy Points for every ₹150 spent
Total spend on groceries in a month
2.00 Marriott Bonvoy Points for every ₹150 spent
Total other retail spends in a month
2.00 Marriott Bonvoy Points for every ₹150 spent
Examples:
-
Spend ₹15,250 at a Marriott hotel and earn 808 Marriott Bonvoy points.
-
Spend ₹45,000 on electronics and earn 600 Marriott Bonvoy points.
-
Spend ₹4,800 on dining and earn 128 Marriott Bonvoy points.
-
Spend ₹12,000 on entertainment and earn 320 Marriott Bonvoy points.
-
Spend ₹7,500 at a grocery store and earn 100 Marriott Bonvoy points.
Exclusions:
EMI payments
Fuel payments
Wallet loads
Gift or Prepaid Card load
Voucher purchases
Cash Advances
Payment of Outstanding Balances
Payment of card fees and other charges
Government related transactions
Rental transactions
Milestones
1 Free Night Award
Spend ₹6 Lakhs in an anniversary year
1 Free Night Award
Spend ₹9 Lakhs in an anniversary year
1 Free Night Award
Spend ₹15 Lakhs in an anniversary year
Redemptions
No redemption options available for this card.
Rewards Calculator
Total spend at Marriott properties in a month (₹)
5.33% rewards
Total spend on travel, dining, and entertainment in a month (₹)
2.67% rewards
Total spend on groceries in a month (₹)
1.33% rewards
Total other retail spends in a month (₹)
1.33% rewards
Lounge Access
Complimentary access to domestic airport lounges within India.
Complimentary access to international airport lounges outside India.
Discounts
1% fuel surcharge waiver
- Transactions between ₹400 and ₹5,000
Insurance Coverage
Air Accident Cover
Emergency Medical Expenses
Loss/Delay of Checked-in Baggage
Loss of Travel Documents
Flight Delay
Credit Shield
Loss Liability Cover
Other Features
EMI Conversion
Available with processing fee
Fraud Protection
Zero lost card liability
Pros & Cons
Free Night Awards
Earn Free Night Awards as welcome and renewal bonuses, as well as through milestone spends.
Marriott Bonvoy Silver Elite Status
Enjoy complimentary Silver Elite status with benefits like bonus points, priority late checkout, and member rates.
Elite Night Credits
Get 10 Elite Night Credits annually to help you reach higher Marriott Bonvoy tiers faster.
Lounge Access
Access airport lounges both domestically and internationally.
-
Low General Spend Earn Rate
The earn rate on non-Marriott spends is lower compared to other travel cards.
-
Limited Acceptance
Diners Club acceptance can be limited compared to Visa or Mastercard.
-
No Annual Fee Waiver
The annual fee is not waived, even with high spends.
Who should get this card
This card is best suited for individuals who frequently stay at Marriott properties and value the associated benefits like free nights, Silver Elite status, and bonus points on Marriott spends. It's also a good option for those looking to achieve higher Marriott Bonvoy tiers faster through Elite Night Credits.
